Personal Capital

Idea: Fund People, Not Projects

  • Personal Capital > Venture Capital

How: Fund high-potential creators directly and share in all their success.

  • Think: 360 Deals for Creators.
    • Funding is attached to the person, not the project.
    • Investors earn a percentage of future equity and/or revenue streams.

Investors: Back creators’ whole portfolios.

  • I want to raise a fund to support creators directly and let them build whatever they want.

Creators: Get funded pre-idea and be free to do your best work.

  • Build your own portfolio of products, services, and/or media.
    • Don’t go all-in on one startup. Diversify your revenue streams.

The 4 Types of Personal Capital:

High-Risk Investing = Idea Capital

High-Risk Incubating = Founder Accelerator

Low-Risk Investing = ISAs

Low-Risk Incubating = Full-Stack Schools

  • Incumbents: Colleges
  • Challengers:

Personal Capital is on my list of solutions to the World’s Biggest Problems.

Published by Neil Thanedar

Neil Thanedar is a scientist, entrepreneur, philanthropist, and activist. He is the founder & CEO of Air to All, a nonprofit medical device startup designing low-cost respirators and ventilators for COVID-19 and beyond. He is also the co-founder and CEO of Labdoor, a consumer watchdog that independently tests and ranks supplements and other health products for its 20M+ users. He was previously co-founder and President of Avomeen Analytical Services, a product development and testing lab acquired for $30M+ in 2016. He has also served as Executive Director of The Detroit Partnership and Senior Advisor to his father Shri Thanedar in his campaigns for Governor and State Representative in Michigan. He received his BBA (Entrepreneurship) and BS (Cellular & Molecular Biology) from the University of Michigan in 2010. Neil lives in Michigan with his wife Shoua, sons Kai (3) and Ajay (1), and dogs Zeus (12) and Pluto (11). He is also a (very) amateur hockey player and drummer.